Perennial Income Fund

Program Overview

PSIF is the fixed-income hedge fund that makes direct investments in the growing Marketplace Lending niche. It purchases these small-business and consumer loans in order to participate in higher-yielding alternative opportunities.

Fund Characteristics

Pure Play

PSIF invests almost entirely in the private-credit space.

Direct Participation

The Fund has direct access to loans and deal-flow originated by qualified online marketplace lenders.

Granular Portfolio

A growing number of small business loans increases overall portfolio diversity.

Lower Default Rates

The Fund’s small-business and consumer loans have experienced lower-than-forecast write-offs.

Attractive Hurdle Rate

Fund Manager receives no performance fees until investors receive their ‘hurdle’ rate of return.

Phillip Vigil

Chartered Financial Analyst

  • Extensive experience in commercial and specialty finance
  • Invested in private credit asset space since 2000
  • Former portfolio analyst with Smith Barney
  • Consultant to finance companies, banks and corporations
  • Masters in Finance from San Diego State University
  • Member of CFA Institute, CFA Society of Orange County

Contact Us

Information on Specialty Income Advisors is available per SEC requirements to Qualified Investors ONLY.

To obtain information or for other questions, please complete the form below and a representative will contact you.